✦ Pengurusan Hutang Pintar ✦ Smart Debt Management

Semua Hutang.
Satu Tempat.
All Your Debts.
One Place.

Track hutang SPayLater, TikTok, Lazada, Bank dan orang yang hutang dengan kau — tak perlu spreadsheet lagi. Track your SPayLater, TikTok, Lazada, Bank installments and money owed to you — no more messy spreadsheets.

Mula PercumaStart Free Tengok Ciri-ciriSee Features
100%
Percuma untuk mula
Free to start
|
PWA
Install di homescreen
Install on homescreen
|
8+
Jenis hutang disokong
Debt types supported
9:41 5G
Jumlah Hutang Berbaki
Total Outstanding
RM 5,460
daripada RM 11,600
out of RM 11,600
47% selesai47%
Bayaran Akan Datang
SPayLater Mei
Due: 1 Jun · 9 hari lagi
RM 1,167
TikTok PayLater Jun
Due: 10 Jun · 18 hari lagi
RM 520
Hafiz Roslan
Belum bayar balik · 9 hari
Owes you · 9 days
RM 250
Ciri-ciri Features

Semua yang kau perlukan
untuk urus hutang
Everything you need
to manage debt

Dari rekod ansuran hingga track orang yang hutang dengan kau — HutangKu cover semua.

From installment tracking to chasing people who owe you — HutangKu covers it all.

Track BNPL & PayLater
Track BNPL & PayLater

SPayLater, TikTok PayLater, Lazada — semua ansuran dalam satu senarai. Tahu berapa lagi perlu dibayar tiap bulan.

SPayLater, TikTok PayLater, Lazada — all installments in one list. Know exactly what's due each month.

Free & Pro
Rekod Orang Hutang Kau
Track Who Owes You

Kawan pinjam duit? Rekod nama, nombor telefon, jumlah, dan tarikh. Boleh tuju WhatsApp terus dari app.

Friend borrowed money? Record their name, phone, amount, and date. WhatsApp them directly from the app.

Free & Pro
Push Notification Peringatan
Smart Payment Reminders

Dapat peringatan 3, 7, dan 14 hari sebelum due date. Tak perlu ingat sendiri — app yang ingatkan kau.

Get reminders 3, 7, and 14 days before due. No need to remember — the app does it for you.

Pro
Bayaran Separa (Partial)
Partial Payment Tracking

Orang bayar tak cukup? Record berapa yang masuk, berapa lagi berbaki. Sejarah bayaran lengkap tersimpan.

Someone underpays? Log partial amounts with full payment history. Know exactly what's still owed.

Free & Pro
PWA — Install App

Install macam app biasa terus dari browser. Tak perlu App Store atau Play Store. Boleh guna offline.

Install like a native app straight from your browser. No App Store or Play Store needed. Works offline too.

Free & Pro
Export CSV & PDF
Export CSV & PDF

Muat turun semua rekod hutang dalam format CSV atau PDF. Berguna untuk rekod peribadi atau akaun.

Download all debt records as CSV or PDF. Perfect for personal records or accounting purposes.

Pro
Cara Guna How It Works

Mula dalam 3 langkah Get started in 3 steps

1
Daftar Percuma
Sign Up Free

Daftar dengan email. Dapat OTP, sahkan, terus boleh guna. Tak perlu kad kredit.

Register with email. Get OTP, verify, and you're in. No credit card required.

2
Tambah Hutang
Add Your Debts

Tambah hutang kau — pilih kategori, masuk jumlah ansuran dan tarikh due. Siap dalam 30 saat.

Add your debts — pick a category, enter installment amounts and due dates. Done in 30 seconds.

3
Tick Bila Dah Bayar
Mark as Paid

Bila dah bayar sesuatu ansuran, tick je. Dashboard auto kemaskini progress kau.

When you pay an installment, just tick it. Dashboard automatically updates your progress.

Apa Kata Mereka What They Say

Pengguna suka HutangKu Users love HutangKu

★★★★★

"Dulu guna notes phone, memang berterabur. Sekarang semua tersusun dalam HutangKu. SPayLater, TikTok, semuanya!"

"Used to track everything in phone notes, total mess. Now it's all organized in HutangKu. SPayLater, TikTok, everything!"

AH
Ahmad Haziq
Peniaga Online, KL
Online Seller, KL
★★★★★

"Feature orang hutang aku tu memang game changer. Boleh WhatsApp terus bila nak reminder. Rakan-rakan dah takde alasan!"

"The 'people who owe me' feature is a game changer. WhatsApp them directly for reminders. Friends have no more excuses!"

NR
Nurul Rashidah
Pensyarah, Selangor
Lecturer, Selangor
★★★★★

"Push notification sebelum due date tu memang membantu. Tak pernah missed payment lepas guna HutangKu."

"The push notification before due dates is super helpful. Never missed a payment since using HutangKu."

SZ
Syazwan Zulkifli
Jurutera, Penang
Engineer, Penang
★★★★★

"Dark mode dia cantik gila. Install macam app biasa, loading pun laju. Recommend untuk sesiapa yang berhutang."

"The dark mode looks amazing. Installs like a native app, super fast loading. Recommend for anyone with debt."

FA
Farah Aisyah
Ibu Tunggal, JB
Single Mom, JB
★★★★★

"Tak sangka free tier dah cukup untuk aku. 5 rekod pun dah cover semua hutang aku. Lagi best kalau upgrade Pro."

"Didn't expect the free tier to be enough for me. 5 records covers all my debts. Even better when you upgrade to Pro."

MY
Mohd Yazid
Pelajar Universiti
University Student
Harga Pricing

Pilih plan yang sesuai Choose your plan

Mula percuma, upgrade bila dah ready.

Start free, upgrade when you're ready.

FREE
RM 0
Selamanya percuma
Forever free
  • 5 rekod hutang5 debt records
  • 3 kategori tetap3 fixed categories
  • Dashboard ringkasanSummary dashboard
  • Rekod orang hutang akuTrack who owes you
  • PWA — install di homescreenPWA — install on homescreen
  • Push notificationPush notifications
  • Export CSV/PDFCSV/PDF export
  • Rekod unlimitedUnlimited records
Mula Percuma Start Free
PRO
RM 9.90
sebulan · cancel bila-bila masa
per month · cancel anytime
  • Rekod hutang unlimited ♾️Unlimited debt records ♾️
  • Kategori custom tak terhadUnlimited custom categories
  • Push notification peringatanPush notification reminders
  • Peringatan 3, 7, 14 hari3, 7, 14-day reminders
  • Export CSV & PDFCSV & PDF export
  • Laporan bulananMonthly reports
  • Lampiran dokumen/resitDocument attachments
  • Priority supportPriority support
Cuba Pro Sekarang Try Pro Now

Bayaran melalui FPX / Transfer Bank · SSL Selamat

Payment via FPX / Bank Transfer · SSL Secured

Dah ready untuk
urus hutang dengan betul?
Ready to finally
get your debt under control?

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✓ Percuma selamanya · ✓ Tak perlu App Store · ✓ Data selamat di Malaysia

✓ Free forever · ✓ No App Store needed · ✓ Data secured in Malaysia